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Health Insurance

Emerging Consumer Healthcare Experience. Read our 2025 Emerging Experience in U.S. Consumer Healthcare report

In different geographies, health insurance has a radically different context. As a global company, Valtech understands the intersections of different business dynamics, healthcare cultures, and their innovative evolution. For instance, in the U.S. Health Insurance plays a central role to almost all healthcare delivery, and is subject to the privacy, consumer experience, and data accuracy pressures as the rest of consumer healthcare. Further, hybrid models that mix insurance and delivery are not only standard, they are proliferating and evolving. In other geographies health insurers provide paths to alternative treatment not supported by the public health system.

With regionally specific expertise, a broad mastery of consumer experience strategy, and the regulatory sophistication to manage complex programs for larger organizations, Valtech is advancing the next wave of digital healthcare experience.

 

 

Examples of work

Experience and Data Services for a Multi-State Hospital Insurance Plan

Building on our experience aligning health plans to large U.S. medical systems, Valtech provided multiple iterations and upgrades of an integrated web ecosystem for a large faith-based U.S. insurer Valtech active in four states across the country. Our work included experience design, master data management implementation, and integration with a leading DXP platform. Working within regulatory constraints, we developed generations of new experiences based around the changing nature and geography of the business.

Mobile Application Development for an Insurer in 41 Countries

A global insurer partnered with Valtech to modernize legacy systems, enabling faster launches, improved personalization, and better customer engagement through composable architecture, agile collaboration, and a focus on experience innovation. 

Customer Portal Transformation for Large Swiss Insurer

With the ambition to be the first digital end-to-end health insurance company in Switzerland, over the last decade, we’ve helped this client to transform their customer experience across every channel and touchpoint, from marketing and sales to customer relationship management. Central to this work is the evolution of their customer portal, now offering a modernized new web experience and mobile app for all customers, with impressive results. 

Composable Ecommerce Marketplace Implementation for a Portuguese Insurer

A sophisticated "composable commerce + content" solutions that enhances this insurers value proposition to offer new digital services and capabilities to its customers and the general Portuguese population. The result is a a health and wellness multi-vendor commerce marketplace with a focus on content, transactions, and experience within a flexible technical architecture. The platform offers a range of products and services, including sports and nutrition, telemedicine, beauty and wellness services, as well as other offerings that can complement a health and well-being ecosystem.  

Transforming Health Insurance: Innovating Member Experience and Driving Growth

In most markets, health insurance is changing and entering new forms of customer engagement and new business processes as insurers attempt to improve outcomes, manage costs, and retain customers. Health insurance is focusing how individuals access and manage healthcare, driven by innovation in digital platforms, personalized experiences, and greater data integration. However, the complexity of regulatory frameworks, rising consumer expectations, and the need for operational efficiency present both challenges and opportunities for leaders to adapt and thrive.

Valtech engages with the business to make next-level solutions possible. We do this in many different ways, most notably:

Experience Elevation revolutionizes how members engage with health insurance providers. From seamless digital portals to personalized member journeys, these innovations ensure intuitive and user-friendly experiences that improve satisfaction, loyalty, and trust.

Commerce Acceleration enables insurers to streamline processes and introduce innovative models, such as usage-based coverage, subscription plans, or integrated wellness programs. These approaches enhance accessibility and affordability, meeting diverse member needs in a dynamic market.

Enterprise Transformation is crucial for insurers navigating this fast-evolving landscape. Valtech partners with health insurance companies to modernize legacy systems, implement agile frameworks, secure and stabilize platforms, and optimize business workflows. These transformations drive operational efficiency, regulatory compliance, and faster service delivery.

Marketing Creativity & Performance empowers insurers to build meaningful connections with members. By leveraging data-driven insights and creative storytelling, companies can deliver targeted campaigns, build trust, and effectively communicate the value of their offerings across diverse demographics.

Data & AI Revolution is reshaping the health insurance industry by unlocking actionable insights and enabling predictive analytics via data science. Through advanced data integration and AI-driven solutions, Valtech helps insurers optimize risk management, detect fraud, and deliver personalized plans that cater to individual member needs.

With Valtech’s expertise across consumer healthcare, finance, and technology, health insurance providers can reimagine how they serve members, improve operations, and scale for the future. Though our collaboration, insurers can lead the way in transforming health coverage to meet the demands of an ever-changing healthcare landscape.

Advancing connected health throughout the customer journey

Our ability to deliver a seamless 360° experience across the consumer healthcare ecosystem gives us a unique advantage in the market. By blending deep healthcare expertise with insights from sectors like retail and consumer goods, we bridge the gap between healthcare companies, technology partners, and innovative solutions. This makes us the ideal partner for creating engaging, personalized, and scalable solutions that enhance consumer health and well-being. 

— Conny Carlzon, Global Vertical Lead Health

 

Contact our Experts

Health Insurance Experts

Conny Carlzon
Global Vertical Lead, Health
John Berndt
SVP Health, Americas
Phillip O'Neill
Director of Financial Services, Valtech

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